Get a Big Impact for Zero Down
At RC Solar & Roofing, we offer a variety of solar financing options so that nearly every homeowner can save with solar, regardless of their budget or credit history. These include $0 down and low-interest loans with our in-house financing. As a San Diego County solar leader, our team is dedicated to helping customers get the power they need at a price they can afford. We’ll also ensure that you receive all available benefits for federal and state tax credits as well as other solar incentives.
Cash Purchase
If you have the financial resources available, purchasing your home solar system delivers the greatest long-term savings and return on investment. Through 2032, you may be able to recover up to 30% of your system costs through federal tax credits. Your energy savings will pay for the system in a few short years, with decades of free electricity to follow.
- Claim tax credits
- A Home Equity Loan can also be used & may be tax-deductible
- Your system will pay for itself with savings on your utility bills
- Increase your property value
- 30-year warranty
Solar Loan
You own your solar system and pay for it with a loan. You can pay off your loan at any time without penalty.
- No upfront costs
- Claim tax credits
- Loan term up to 25 years (pay off at any time without penalty)
- Credit Score: 650+
- 30-year product warranty
- Low payments & immediate savings
Solar Lease
With the Sunnova Easy Plan™ Equipment Lease, Sunnova retains ownership of the solar system installed on your roof, providing you with the benefits of electricity savings without any initial outlay.
- Start your solar journey with zero upfront costs.
- Secure a predictable monthly payment for up to 25 years.
- Approval requires a credit score of 650 or higher.
- You pay a consistent monthly amount to lease the solar system.
- Enjoy peace of mind with a 25-year warranty. If your system encounters any issues, Sunnova will handle the repairs.
- Should you decide to sell your home, the solar system lease can be transferred to the new homeowner with ease.
Power Purchase Agreement (PPA)
Do you want low-priced solar power but don’t want to own or maintain the equipment? With a PPA, a third party owns, maintains, and repairs the solar power system for 15–25 years, and you simply agree to buy a guaranteed amount of electricity for significantly less cost than from the utility company. You pay nothing out-of-pocket, never have to worry about the system and start saving immediately.
- No out-of-pocket or ownership costs
- Low price per kWh
- PPA provider claim tax incentives
- 20-year production guarantee
- Low payments & immediate savings
- System Size > 100kW
Property Assessed Clean Energy (PACE)
The property-assessed clean energy (PACE) model is an innovative mechanism for financing energy efficiency and renewable energy improvements on private property.
- Payment comes as a line item on your bi-annual property tax bills
- The interest portion of your payment may be tax-deductible
- It is an “off-balance sheet” payment
- Customers can monetize tax benefit
