Get a Big Impact for Zero Down
At RC Solar & Roofing, we offer a variety of solar financing options so that nearly every homeowner can save with solar, regardless of their budget or credit history. These include $0 down and low-interest loans with our in-house financing. As a San Diego County solar leader, our team is dedicated to helping customers get the power they need at a price they can afford. We’ll also ensure that you receive all available benefits for federal and state tax credits as well as other solar incentives.
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Cash Purchase
If you have the financial resources available, purchasing your home solar system delivers the greatest long-term savings and return on investment. Through 2032, you may be able to recover up to 30% of your system costs through federal tax credits. Your energy savings will pay for the system in a few short years, with decades of free electricity to follow.
- Claim tax credits
- A Home Equity Loan can also be used & may be tax-deductible
- Your system will pay for itself with savings on your utility bills
- Increase your property value
- 30-year warranty
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Solar Loan
You own your solar system and pay for it with a loan. You can pay off your loan at any time without penalty.
- No upfront costs
- Claim tax credits
- Loan term up to 25 years (pay off at any time without penalty)
- Credit Score: 650+
- 30-year product warranty
- Low payments & immediate savings
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Solar Lease
With the Sunnova Easy Plan™ Equipment Lease, Sunnova retains ownership of the solar system installed on your roof, providing you with the benefits of electricity savings without any initial outlay.
- Start your solar journey with zero upfront costs.
- Secure a predictable monthly payment for up to 25 years.
- Approval requires a credit score of 650 or higher.
- You pay a consistent monthly amount to lease the solar system.
- Enjoy peace of mind with a 25-year warranty. If your system encounters any issues, Sunnova will handle the repairs.
- Should you decide to sell your home, the solar system lease can be transferred to the new homeowner with ease.
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Power Purchase Agreement (PPA)
Do you want low-priced solar power but don’t want to own or maintain the equipment? With a PPA, a third party owns, maintains, and repairs the solar power system for 15–25 years, and you simply agree to buy a guaranteed amount of electricity for significantly less cost than from the utility company. You pay nothing out-of-pocket, never have to worry about the system and start saving immediately.
- No out-of-pocket or ownership costs
- Low price per kWh
- PPA provider claim tax incentives
- 20-year production guarantee
- Low payments & immediate savings
- System Size > 100kW
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Property Assessed Clean Energy (PACE)
The property-assessed clean energy (PACE) model is an innovative mechanism for financing energy efficiency and renewable energy improvements on private property.
- Payment comes as a line item on your bi-annual property tax bills
- The interest portion of your payment may be tax-deductible
- It is an “off-balance sheet” payment
- Customers can monetize tax benefit